Farhan Iftekhar is a Product & SaaS executive focused on digitizing financial infrastructure. He currently leads a dedicated Mortgage SaaS platform at TCS, overseeing a $75B+ annual origination portfolio. Previously, he directed the digital launch of Simplii Financial and executed a zero-downtime migration for 2 million customers. With deep roots in banking domain expertise, he leverages GenAI and Cloud architecture to build commercially viable enterprise systems.
SaaS Transformation: Converted custom banking software into multi-tenant enterprise SaaS on Azure, supporting $75B+ annual origination and 4,000+ users at a Tier-1 Canadian bank.
Global Engineering Scale: Built and led 120+ member organization across 6 global locations in 5 Agile pods, orchestrating 25+ parallel initiatives with consistent delivery.
AI-Driven Innovation: Conceptualized GenAI-infused SDLC application to automate developer workflows and testing, driving significant improvements in release velocity.
Commercial Ownership: Own product P&L and pricing strategy, manage solution consulting intake, and lead strategic vendor negotiations for software licenses and MSA/SOW frameworks.
SaaS Operations: Established banking-grade governance frameworks ensuring 99.9% availability, serving as primary escalation point for critical incidents.
Led greenfield launch of Simplii Financial and executed zero-downtime migration of ~2M customers from PC Financial.
Digital Identity: Delivered Digital Proof of Identity (DPOI) with Canada Post in under 3 months, enabling fully remote customer onboarding without service interruption.
Reduced mortgage approval times from 5 days to under 10 seconds by delivering the "Expert Lender" automated adjudication engine.
Governance & Quality: Formalized release governance across 20+ applications, reducing production defect rates by 30% and increasing release velocity.
Mortgage Platforms (CIBC): Built mission-critical decision management and document generation platforms for multi-billion-dollar RESL portfolios. Implemented FICO-based scoring models and architected real-time integrations with Equifax, TransUnion, and CMHC.
Capital Markets - Clearing Corporation of India Ltd. (CCIL): Engineered Risk Management & Settlement systems (Forex, Money Market) and automated trade lifecycle reporting for Interest Rate Swaps (IRS).
B2B SaaS Strategy, P&L Ownership, Pricing Models, Vendor Ecosystem, Contract Negotiation
Microsoft Azure, Cloud Architecture, Enterprise SaaS, DevOps & CI/CD, GenAI Integration
Global Team Leadership, Agile Delivery, SaaS Operations, 99.9%+ Availability, OSFI Compliance
Mortgage Origination, Credit Adjudication, Risk Management, Clearing & Settlement
The Ohio State University
Mumbai University
Agentic AI consensus engine using OpenAI API. Simulates multiple personas (e.g., "The Optimist" vs. "The Risk Manager") to debate life decisions and provide balanced perspective.
End-to-end PropTech web application for predictive analytics on residential real estate markets.
Automated analysis using Python/Pandas to generate P/E insights and identify undervalued assets.
How AI and policy-as-code can cut cycle times while keeping auditors confident.
